Protect Your Social Security and Medicare Numbers
Featured

Protect Your Social Security and Medicare Numbers

Your Social Security and Medicare numbers are valuable—know when not to share them.
4 Smart Moves to Cut Your 2025 Tax Bill Under New Rules
Featured

4 Smart Moves to Cut Your 2025 Tax Bill Under New Rules

The OBBBA’s limited-time tax breaks offer real savings — if you understand the rules, phaseouts, and timing.
Is Your Portfolio Too Complicated? The Hidden Cost of Owning Too Many Funds
Featured

Is Your Portfolio Too Complicated? The Hidden Cost of Owning Too Many Funds

Simplicity wins: Three to 10 funds typically outperform bloated portfolios packed with overlap.
Should You Pay for Mortgage Points?
Featured

Should You Pay for Mortgage Points?

Pay more upfront to save over time? Mortgage points can reduce your rate—but only if the math works in your favor.
How Much Money Do You Need to Retire at 65 When You Might Live to 100?
Featured

How Much Money Do You Need to Retire at 65 When You Might Live to 100?

If retirement could last until age 100, the old rules no longer work. Here’s how much you may really need—and why.
The Epoch Times
The Epoch TimesThe Epoch TimesThe Epoch TimesThe Epoch Times
Is Your Portfolio Too Complicated? The Hidden Cost of Owning Too Many Funds

Is Your Portfolio Too Complicated? The Hidden Cost of Owning Too Many Funds

Simplicity wins: Three to 10 funds typically outperform bloated portfolios packed with overlap.
4 Smart Moves to Cut Your 2025 Tax Bill Under New Rules

4 Smart Moves to Cut Your 2025 Tax Bill Under New Rules

The OBBBA’s limited-time tax breaks offer real savings — if you understand the rules, phaseouts, and timing.
When Does Homeowners Insurance Cover Mold?

When Does Homeowners Insurance Cover Mold?

Mold damage is costly and usually excluded from homeowners insurance—but certain situations and endorsements may offer coverage.
What You Need to Know About Social Security Taxation

What You Need to Know About Social Security Taxation

You paid into Social Security for decades, but your benefits may still be taxed in retirement—here’s how it works and how to lower the bill.
What You Need to Know Before Making Financial Gifts

What You Need to Know Before Making Financial Gifts

Gifting to loved ones is often tax-friendly, but understanding the rules and choosing the right account can make your gift far more effective.
Protect Your Social Security and Medicare Numbers

Protect Your Social Security and Medicare Numbers

Your Social Security and Medicare numbers are valuable—know when not to share them.
Questions About Spousal Benefits Never Stop

Questions About Spousal Benefits Never Stop

There are many questions on spousal and widow benefits. Here are a few answers that might help.
How Much Money Do You Need to Retire at 65 When You Might Live to 100?

How Much Money Do You Need to Retire at 65 When You Might Live to 100?

If retirement could last until age 100, the old rules no longer work. Here’s how much you may really need—and why.
How to Reduce the Impact of RMDs

How to Reduce the Impact of RMDs

Managing required minimum distributions is a key part of protecting retirement income and minimizing taxes.
Debt Consolidation: Good Solution or Terrible Mistake?

Debt Consolidation: Good Solution or Terrible Mistake?

Consolidation may seem like a simple solution to a difficult situation, but beware potential pitfalls.
Beyond FICO: A Strategy for Productive Debt or Personal Leverage

Beyond FICO: A Strategy for Productive Debt or Personal Leverage

Not all debt is bad: Productive debt builds assets and cash flow, while consumer debt funds depreciating expenses.
3 Ways to Save Money on Almost Everything

3 Ways to Save Money on Almost Everything

Smart negotiating and savvy tech tools can help you cut everyday costs without sacrificing your lifestyle, even as inflation lingers.
Time’s Up on Some Adjustable-Rate Mortgages

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.
Opting for the Minimum Payment Changed My Life

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.
Merchant Credit Card Fees Passed to Consumers

Merchant Credit Card Fees Passed to Consumers

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.