Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.
LATEST
How to Reduce the Impact of RMDs
Managing required minimum distributions is a key part of protecting retirement income and minimizing taxes.
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Roth Conversions: When They Make Sense—and When They Don’t
A Roth conversion can unlock tax-free growth and flexibility in retirement, but the decision hinges on timing, tax brackets, and cash flow.
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Is an Irrevocable Life Insurance Trust Right for You?
An Irrevocable Life Insurance Trust can reduce estate taxes and protect heirs, but its rigidity and complexity mean it isn’t right for everyone.
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All You Need to Know About the Estate Tax
The ‘death tax’ sounds scary, but high exemptions and smart planning mean it rarely applies.
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Retirement-Planning Do’s and Don’ts If You’re in Your 50s
As retirement approaches, smart moves in your 50s can strengthen your savings—and missteps can be costly.
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The Right Investments for Retirees
Smart income and growth strategies can help your retirement savings last.
|
4 Tax Strategies for High Earners Nearing Retirement
As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.
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Revocable Trust or Irrevocable Trust: Which Is Right for You?
Choosing the right living trust depends on how much control, protection, and flexibility you need.
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What to Do With Your Portfolio in the Final 5 Years Before Retirement
Five years from retirement is the critical window to rebalance your portfolio, boost savings, and lock in reliable income for a secure retirement.
|
The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
|
How to Reduce the Impact of RMDs
Managing required minimum distributions is a key part of protecting retirement income and minimizing taxes.
|
Roth Conversions: When They Make Sense—and When They Don’t
A Roth conversion can unlock tax-free growth and flexibility in retirement, but the decision hinges on timing, tax brackets, and cash flow.
|
Is an Irrevocable Life Insurance Trust Right for You?
An Irrevocable Life Insurance Trust can reduce estate taxes and protect heirs, but its rigidity and complexity mean it isn’t right for everyone.
|
All You Need to Know About the Estate Tax
The ‘death tax’ sounds scary, but high exemptions and smart planning mean it rarely applies.
|
Retirement-Planning Do’s and Don’ts If You’re in Your 50s
As retirement approaches, smart moves in your 50s can strengthen your savings—and missteps can be costly.
|
The Right Investments for Retirees
Smart income and growth strategies can help your retirement savings last.
|
4 Tax Strategies for High Earners Nearing Retirement
As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.
|
Revocable Trust or Irrevocable Trust: Which Is Right for You?
Choosing the right living trust depends on how much control, protection, and flexibility you need.
|
What to Do With Your Portfolio in the Final 5 Years Before Retirement
Five years from retirement is the critical window to rebalance your portfolio, boost savings, and lock in reliable income for a secure retirement.
|
The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
|