Personal Finance
Find personal finance top news, headlines, and videos from credit cards, mortgages, retirement, savings, taxes, and more from the The Epoch Times
Personal Finance | LATEST STORIES
Is an Irrevocable Life Insurance Trust Right for You?
An Irrevocable Life Insurance Trust can reduce estate taxes and protect heirs, but its rigidity and complexity mean it isn’t right for everyone.
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Is Staging Your House Worth the Cost?
Home staging can make your property more appealing, helping it sell faster and for more money.
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8 Tips to Stop Worrying About Running Out of Money in Retirement
Retirement security isn’t about beating the market—it’s about eliminating the fear of running out of money.
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All You Need to Know About the Estate Tax
The ‘death tax’ sounds scary, but high exemptions and smart planning mean it rarely applies.
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How to Open a $1,000 Trump Account for Your Baby
The program designed to give youngsters an early financial boost will officially begin on July 5, 2026.
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Why Your IRS Tax Refund Could Be Delayed in 2026—and How to Avoid It
New rules tied to the phase-out of paper checks could delay refunds unless taxpayers provide or correct direct deposit details.
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Stigmatized Property May Be Hard to Sell
Some homes carry psychological baggage that can complicate sales, pricing, and legal disclosure requirements.
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Gold Surges Above $5,300 to Record High as Dollar Slides
Analysts have said gold’s surge signals more than a fleeting flight to safety.
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Retirement-Planning Do’s and Don’ts If You’re in Your 50s
As retirement approaches, smart moves in your 50s can strengthen your savings—and missteps can be costly.
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3 Ways to Save Money on Almost Everything
Smart negotiating and savvy tech tools can help you cut everyday costs without sacrificing your lifestyle, even as inflation lingers.
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Does Homeowner’s Insurance Cover Water Damage?
Not all water damage is covered by homeowner’s insurance, and confusing it with flood damage can be a costly mistake.
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Your Money’s Losing Value—But Your Retirement Doesn’t Have To
Smart planning can help your retirement income keep pace with inflation.
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Time’s Up on Some Adjustable-Rate Mortgages
As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.
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The Right Investments for Retirees
Smart income and growth strategies can help your retirement savings last.
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Is Direct Primary Care Right for You?
With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.
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3 Big Changes for Retirement Planning This Year
New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.
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Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself
Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.
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What’s a ‘Good Enough’ Financial Plan?
You don’t need to optimize every choice—simple portfolios, automation, and fewer accounts can be enough to build lasting wealth.
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Congress Not Needed to Issue $2,000 Tariff Rebate Checks, Trump Says
President Donald Trump commits to rebate checks and paying down the national debt with tariff revenues.
|
4 Tax Strategies for High Earners Nearing Retirement
As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.
|
Is an Irrevocable Life Insurance Trust Right for You?
An Irrevocable Life Insurance Trust can reduce estate taxes and protect heirs, but its rigidity and complexity mean it isn’t right for everyone.
|
Is Staging Your House Worth the Cost?
Home staging can make your property more appealing, helping it sell faster and for more money.
|
8 Tips to Stop Worrying About Running Out of Money in Retirement
Retirement security isn’t about beating the market—it’s about eliminating the fear of running out of money.
|
All You Need to Know About the Estate Tax
The ‘death tax’ sounds scary, but high exemptions and smart planning mean it rarely applies.
|
How to Open a $1,000 Trump Account for Your Baby
The program designed to give youngsters an early financial boost will officially begin on July 5, 2026.
|
Why Your IRS Tax Refund Could Be Delayed in 2026—and How to Avoid It
New rules tied to the phase-out of paper checks could delay refunds unless taxpayers provide or correct direct deposit details.
|
Stigmatized Property May Be Hard to Sell
Some homes carry psychological baggage that can complicate sales, pricing, and legal disclosure requirements.
|
Gold Surges Above $5,300 to Record High as Dollar Slides
Analysts have said gold’s surge signals more than a fleeting flight to safety.
|
Retirement-Planning Do’s and Don’ts If You’re in Your 50s
As retirement approaches, smart moves in your 50s can strengthen your savings—and missteps can be costly.
|
3 Ways to Save Money on Almost Everything
Smart negotiating and savvy tech tools can help you cut everyday costs without sacrificing your lifestyle, even as inflation lingers.
|
Does Homeowner’s Insurance Cover Water Damage?
Not all water damage is covered by homeowner’s insurance, and confusing it with flood damage can be a costly mistake.
|
Your Money’s Losing Value—But Your Retirement Doesn’t Have To
Smart planning can help your retirement income keep pace with inflation.
|
Time’s Up on Some Adjustable-Rate Mortgages
As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.
|
The Right Investments for Retirees
Smart income and growth strategies can help your retirement savings last.
|
Is Direct Primary Care Right for You?
With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.
|
3 Big Changes for Retirement Planning This Year
New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.
|
Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself
Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.
|
What’s a ‘Good Enough’ Financial Plan?
You don’t need to optimize every choice—simple portfolios, automation, and fewer accounts can be enough to build lasting wealth.
|
Congress Not Needed to Issue $2,000 Tariff Rebate Checks, Trump Says
President Donald Trump commits to rebate checks and paying down the national debt with tariff revenues.
|
4 Tax Strategies for High Earners Nearing Retirement
As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.
|