Personal Finance
Find personal finance top news, headlines, and videos from credit cards, mortgages, retirement, savings, taxes, and more from the The Epoch Times
Personal Finance | LATEST STORIES
The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
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DIY Home Security Upgrades That Can Lower Your Insurance Premium
Simple DIY home security upgrades can protect your home, deter break-ins, and even lower your home insurance premiums.
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7 Proven Money Mindset Shifts to Save More and Stress Less
Saving money isn’t about deprivation—it’s about adopting a mindset that makes wealth-building feel empowering.
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US Treasury Implementing Trump-Backed ‘No Tax’ on Car Loan Interest, Bessent Says
The guidance said that new vehicles eligible for the tax deduction include those with final assembly in the United States.
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You Can Travel and Work Remotely
If your job is remote, the road can be your office—provided you plan ahead for schedules, connectivity, and logistics.
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7 Things You May Not Know About Dividends
Dividends can support growth or income, but how you use them matters for taxes and long-term outcomes.
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Rude Tipping Habits You May Not Realize You Do
Tipping isn’t universal, but in the United States, how you tip matters as much as how much.
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Is 2026 Your Year to Retire?
Retirement readiness is about more than hitting a number—it’s about resilience, planning, and purpose.
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Understanding Financial Planning in a Divorce
How to safeguard your finances, accounts, and retirement plans when ending a marriage.
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The 2025 Tax Game-Changer: What Retirees Need to Know Now
New rules from the One Big Beautiful Bill Act and SECURE 2.0 create both tax breaks and planning challenges.
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New Year’s Gas Prices 23 Cents Cheaper Than a Year Ago in US
AAA data show the national average price for regular gasoline fell again as 2026 began, extending a broad nationwide decline.
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Should You Max Out Your 401(k)? We’ve Got Answers
Maxing out your 401(k) isn’t always the smartest move. Here’s how to balance growth with flexibility.
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New Year Retirement Tips
As the New Year begins, here are key retirement actions to review and consider now.
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Frugal Habits That Take You From Lower Middle-Class to Upper Middle-Class
Disciplined spending and smart automation can help you achieve lasting financial security.
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IRS Raises Standard Mileage Rate by 2.5 Cents per Mile
The updated rates apply to both gas and electric vehicles used by a company for business purposes.
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Saving for Retirement in College: Why Starting Young Is Your Greatest Advantage
Starting retirement savings in college can turn small contributions into lifelong financial security.
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First 2026 Social Security Payments Being Sent Soon: 4 Things to Know
Recipients will see a 2.8 percent boost, with some getting the adjusted payments on Dec. 31.
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How to Benefit From Charity Trusts
How charitable trusts and donor-advised funds can help you support causes you care about while generating income and tax benefits.
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When Fair Doesn’t Mean Equal in Estate Planning
How to leave unequal inheritances to your children while minimizing hurt feelings and family conflict.
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Junk Food Bans for SNAP Users in Some States Starting 2026: What to Know
More than a third of states will prohibit the purchase of some foods, and states will shoulder more of the program’s administrative cost.
|
The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
|
DIY Home Security Upgrades That Can Lower Your Insurance Premium
Simple DIY home security upgrades can protect your home, deter break-ins, and even lower your home insurance premiums.
|
7 Proven Money Mindset Shifts to Save More and Stress Less
Saving money isn’t about deprivation—it’s about adopting a mindset that makes wealth-building feel empowering.
|
US Treasury Implementing Trump-Backed ‘No Tax’ on Car Loan Interest, Bessent Says
The guidance said that new vehicles eligible for the tax deduction include those with final assembly in the United States.
|
You Can Travel and Work Remotely
If your job is remote, the road can be your office—provided you plan ahead for schedules, connectivity, and logistics.
|
7 Things You May Not Know About Dividends
Dividends can support growth or income, but how you use them matters for taxes and long-term outcomes.
|
Rude Tipping Habits You May Not Realize You Do
Tipping isn’t universal, but in the United States, how you tip matters as much as how much.
|
Is 2026 Your Year to Retire?
Retirement readiness is about more than hitting a number—it’s about resilience, planning, and purpose.
|
Understanding Financial Planning in a Divorce
How to safeguard your finances, accounts, and retirement plans when ending a marriage.
|
The 2025 Tax Game-Changer: What Retirees Need to Know Now
New rules from the One Big Beautiful Bill Act and SECURE 2.0 create both tax breaks and planning challenges.
|
New Year’s Gas Prices 23 Cents Cheaper Than a Year Ago in US
AAA data show the national average price for regular gasoline fell again as 2026 began, extending a broad nationwide decline.
|
Should You Max Out Your 401(k)? We’ve Got Answers
Maxing out your 401(k) isn’t always the smartest move. Here’s how to balance growth with flexibility.
|
New Year Retirement Tips
As the New Year begins, here are key retirement actions to review and consider now.
|
Frugal Habits That Take You From Lower Middle-Class to Upper Middle-Class
Disciplined spending and smart automation can help you achieve lasting financial security.
|
IRS Raises Standard Mileage Rate by 2.5 Cents per Mile
The updated rates apply to both gas and electric vehicles used by a company for business purposes.
|
Saving for Retirement in College: Why Starting Young Is Your Greatest Advantage
Starting retirement savings in college can turn small contributions into lifelong financial security.
|
First 2026 Social Security Payments Being Sent Soon: 4 Things to Know
Recipients will see a 2.8 percent boost, with some getting the adjusted payments on Dec. 31.
|
How to Benefit From Charity Trusts
How charitable trusts and donor-advised funds can help you support causes you care about while generating income and tax benefits.
|
When Fair Doesn’t Mean Equal in Estate Planning
How to leave unequal inheritances to your children while minimizing hurt feelings and family conflict.
|
Junk Food Bans for SNAP Users in Some States Starting 2026: What to Know
More than a third of states will prohibit the purchase of some foods, and states will shoulder more of the program’s administrative cost.
|