Dear Dave,
My husband and I are in our mid-20s, and we are expecting our first baby this year. We are also debt-free, except for our mortgage, and we expect to have it paid off in about four years. It has always been our dream for me to stay home with our kids, and maybe even homeschool them, when the time was right. My husband makes more than enough for us to live on, so we have always put the paychecks from my human resources job toward paying off the house. What do you think, Dave? I kind of hate to give up the income, but I want to do what is best for my family.
