Readers are always asking me to explain various Social Security rules and regulations. But sometimes they want more. They want to see something official—something in “black and white.” In other words, they want me to give them a legal reference.
I sort of know where they are coming from. Frequently, they have heard one thing from a friend or from a supposedly trusted source, such as a financial adviser or a Social Security representative. And then they read something different in my column or one of my books. I understand their confusion.
