How Staggered Retirement Affects Social Security Benefits

How Staggered Retirement Affects Social Security Benefits
Staggered retirement has become increasingly common among dual-income couples. Dreamstime/TCA
Tribune News Service
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By Sandra Block From Kiplinger’s Personal Finance

Even though you and your spouse may have originally planned to retire at the same time, the reality may be different. Staggered retirement has become increasingly common among dual-income couples for a variety of reasons, ranging from age differences to contrasting views of job satisfaction. In some cases, retirement is unavoidable—one partner can no longer work because of health issues, for example, or is a victim of corporate cutbacks.