Perennial water garden plants come in several types. The most cold-hardy perennials can just be left in the pond. They are not harmed by being frozen. Some other perennials have leaves and stems that die for the winter, but the roots survive until spring if they are not frozen. These plants need to be placed at the bottom of the pond, where the water gets cold but doesn’t form ice. Lastly, there are perennials from tropical climates that will only survive if taken indoors for the winter if you live in a cold climate.
Some people use algae-eating tropical fish in their outdoor ponds, but they start dying when the water temperature drops into the high 50s. At this temperature, goldfish will only be slowing down their eating schedule. Your goldfish will become inactive as the temperature drops into the mid-40s. Stop feeding them when the water is below 50 degrees. A pond thermometer is essential to proper fish care.
The most important water quality item to be concerned about over the winter is the oxygen level. Even though colder water holds more oxygen than warm water, there isn’t an unlimited supply. If the pond is allowed to freeze over, then the fish and other organisms in the pond could consume all the oxygen. It is essential to keep an open hole in the ice to allow for gas exchange with the atmosphere.
If the surface of the pond will freeze for more than a day or two, it may be necessary to install a pond deicer to keep an opening in the ice if you want the fish to stay in the pond.
There are several videos on Koi pond fall and winter care and pond deicers on the Greener View YouTube channel that cover these topics in greater detail.