Dear Dave,
My wife and I both work, and we’ve been looking at level term life insurance policies. A friend says it would be a good idea for us to have accidental death and dismemberment insurance, too. Do you agree?
AD&D Insurance? No, Thank You
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One study says 25 percent of today’s 20-year-olds will become disabled by age 67. VGstockstudio/Shutterstock
By Dave Ramsey
Updated:
