Dear Mary: My wife and I have been married for three years. She has memorized my credit card information. This is my personal account, and she is not listed as an authorized user. However, she charges to it without my knowledge, and it’s getting out of hand. About a year ago, I took a loan from my 401(k) and paid off the balance, only to have her charge it up again.
Here’s my question: Because she is not a primary owner or authorized user on the account, can I dispute the charges? Or am I responsible because we are married?
