Financial Harmony Is More About Trust Than Money

Financial Harmony Is More About Trust Than Money
Openness and honesty are essential for reaching financial intimacy. fizkes/Shutterstock
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Dear Mary: My wife and I have been married for three years. She has memorized my credit card information. This is my personal account, and she is not listed as an authorized user. However, she charges to it without my knowledge, and it’s getting out of hand. About a year ago, I took a loan from my 401(k) and paid off the balance, only to have her charge it up again.

Here’s my question: Because she is not a primary owner or authorized user on the account, can I dispute the charges? Or am I responsible because we are married?

Mary Hunt
Mary Hunt
Author
Mary invites you to visit her at EverydayCheapskate.com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions and comments at https://www.everydaycheapskate.com/contact/, “Ask Mary.” This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of EverydayCheapskate.com, a frugal living blog, and the author of the book “Debt-Proof Living.” COPYRIGHT 2022 CREATORS.COM
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