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Ask Me Anything: Christmas Clubs, Bank Sale, and Credit Counseling

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Ask Me Anything: Christmas Clubs, Bank Sale, and Credit Counseling
Credit counseling should be a second choice to getting out of debt on your own, but better than claiming bankruptcy. Jeanette Dietl/Shutterstock
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Dear Mary: Whatever happened to bank-sponsored Christmas clubs? —Ted
Dear Ted: They all but disappeared when credit cards became so popular. The new attitude was, “Why worry about it? I'll just use my credit cards and pay for it later.” Bad idea.
Mary Hunt
Mary Hunt
Author
Mary invites you to visit her at EverydayCheapskate.com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions and comments at https://www.everydaycheapskate.com/contact/, “Ask Mary.” This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of EverydayCheapskate.com, a frugal living blog, and the author of the book “Debt-Proof Living.” COPYRIGHT 2022 CREATORS.COM
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