I am constantly hearing from readers who comment on the perceived complexities of Social Security laws. They liken the program to something just shy of rocket science or brain surgery. And they marvel that I can keep up with “all the changing and complex rules and regulations.”
Well, I’m no rocket scientist. Nor am I a brain surgeon. Not even close. I’m just a frumpy old retired Social Security Administration employee of average intellect who happens to know a little bit about the program’s policies and how they affect you.
