Fried until golden and finished with a dusting of sugar, these beignets taste like something straight out of a café in the French Quarter.

It looks like a picturesque village from that whimsical storybook "The Wind in the Willows." The thatched cottages and moss-covered stone walls conjure a page out of "Peter Rabbit" or ...

Most people don't overspend in dramatic ways. What gets them instead is a collection of everyday household behaviors that seem harmless.

Now, I can hear the sceptics muttering, but music doesn’t feel mathematical. It feels emotional.