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Premium Life and Tradition
Weighing the Cut: Should You Lock in a CD Rate Now?
The Federal Reserve in December slashed interest rates by 0.25 percent, marking the third time it has cut rates this year. And even though the central bank has hinted it ...
December 23, 2024
BY
Javier Simon
Child Care Costs Almost as Much as Housing
One of the most challenging parts of being a parent is finding and paying for child care. The ...
December 20, 2024
BY
Anne Johnson
Should You ‘Buy Now, Pay Later’ This Holiday Season?
As we wrap up the holiday season, you may be considering a buy now, pay later (BNPL) program ...
December 20, 2024
BY
Javier Simon
Common Tax Questions and Answers
Federal Tax-Filing Status Choosing the wrong tax-filing status can mean incorrect tax calculations and potentially missing out on ...
December 19, 2024
BY
Rodd Mann
How to Navigate the Ins and Outs of Inherited IRAs
If someone left behind tax-advantaged retirement funds for you, there are some points you need to carefully examine ...
December 18, 2024
BY
Javier Simon
Are Store Credit Cards a Bad Idea?
It’s probably happened to you. You go to check out at a department store or other retailer, and ...
December 18, 2024
BY
Anne Johnson
11 Part-Time Jobs in Retirement
Part-time jobs are in demand for seniors. Some retirees are bored, while others need the money. Regardless of ...
December 17, 2024
BY
Anne Johnson
How to Boost Your Savings Even When the Federal Reserve Cuts Rates
Even though inflation came in at 2.7 percent year over year in November, many economists expect the Federal ...
December 17, 2024
BY
Javier Simon
Slash Your Taxes Before Year End: The Benefits of Tax-Loss Harvesting
In the midst of holiday celebrations and anticipation of the new year, taxes may be the last thing ...
December 16, 2024
BY
Javier Simon
Is a Personal Loan Right for You? Key Factors to Consider
After the holidays, many of us pause to take inventory of all the spending and where that puts ...
December 16, 2024
BY
Rodd Mann
Mortgage Rate Forecasts: Is 2025 the Right Year to Buy a Home?
Following a year of volatile mortgage rates and stubborn inflation, many potential homebuyers are wondering if mortgage rates ...
December 13, 2024
BY
Javier Simon
How Much Does It Cost to Homeschool?
Homeschooling is when a child’s education is conducted by the parents. Between 2022 and 2023, according to the ...
December 12, 2024
BY
Anne Johnson
2024: The Year of Gold
Gold prices have been on a rampage, breaking record upon record. Driven partly by geopolitical tensions, economic uncertainty, ...
December 12, 2024
BY
Rodd Mann
Is Cognitive Decline Already Reducing Your Retirement Savings?
Cognitive decline often occurs slowly, and its progression is almost unnoticed in the early stages. It can frequently ...
December 11, 2024
BY
Mike Valles
Should You Supercharge Your Retirement Savings With a Gold IRA?
Historically, gold has shined during times of economic and geopolitical uncertainty. This is one of many reasons investors ...
December 11, 2024
BY
Javier Simon
15 Ways to Throw a Budget-Friendly Holiday Party
The holiday season is a time for joy, celebration, and connection between family and friends. However, hosting holiday ...
December 11, 2024
BY
Due
What Happens After a Hit-and-Run Accident?
It’s a nightmare that you never want to go through: Someone has collided with your car. But it’s ...
December 10, 2024
BY
Anne Johnson
How to Navigate Bankruptcy as Your Last Resort
Debt can be a soul-crushing burden pushing you through serious mental, emotional, and even physical damage. But if ...
December 10, 2024
BY
Javier Simon
Why We Can’t Find Safe Deposit Boxes
Bank safe deposit boxes have been around for decades. There was a time when important documents or old ...
December 9, 2024
BY
Anne Johnson
What Does a Financial Advisor Actually Do?
So often I have written to advise my Personal Finance readers to consider getting their advice from a ...
December 7, 2024
BY
Rodd Mann
Beyond Stocks and Bonds: The Pros and Cons of Alternative Investments
Most investors agree that diversifying your portfolio is key to mitigating risk, while capturing returns. But there’s more ...
December 7, 2024
BY
Javier Simon
5 Steps to Wrap Up Your Finances Strong This Year
The holidays are upon us. And while we’re busy preparing the best dinner and shopping for loved ones, ...
December 6, 2024
BY
Javier Simon
What to Look for When Considering a High-Yield Savings Account
High-yield savings accounts let your money work for you. They're great places to park money that you want ...
December 5, 2024
BY
Anne Johnson
Robo-Advisers: The Future of Investing or Just a Smart Tool?
The world is becoming more and more automated. You can use technology to monitor your health, learn new ...
December 5, 2024
BY
Javier Simon
Financial Gifts for Children and Teens
The gift-giving season can be tough on everyone. But coming up with a gift for a child or ...
December 4, 2024
BY
Anne Johnson
How to Use Your HSA as a Retirement Booster in 2025
The costs of health care can be painful for many Americans—and it could get worse. In 2025, medical ...
December 4, 2024
BY
Javier Simon
Medicare Changes in 2025: What It Means for You
Medicare open enrollment for 2025 coverage runs until Dec. 7. This will be a critical time for many ...
December 3, 2024
BY
Javier Simon
TOP NEWS
DOGE to Take on Pentagon’s $895.2 Billion Budget
NEW
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Jacob Burg
FDA Approves First Generic of Daily GLP-1 Diabetes Injection
1hr
By
Caden Pearson
Bald Eagle Formally Recognized as US National Bird
2hr
By
Caden Pearson
HHS Ends Push for Expanded Contraception Access, Keeps Trump-Era Employer Opt-Outs
2hr
By
Tom Ozimek
Biden Signs Law Stripping Convicted Lawmakers of Taxpayer-Funded Pensions
5hr
By
Tom Ozimek
Day in Photos: Christmas Eve Around the World, Registration in Syria, and Hot Air Balloons in Nepal
5hr
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Denmark Boosts Greenland’s Military Defense Capacity After Trump’s Remarks
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Tom Ozimek
Opinion: CCP’s Cultural Genocide Aimed at Falun Gong, Shen Yun: Part 2
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By
Stu Cvrk
The Real St. Nicholas and the Origin of ‘Santa Claus’
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By
Stacy Robinson
Banking Industry Groups File Lawsuit Over Federal Reserve Bank ‘Stress Test’ Policies
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