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Are you feeling extra generous this holiday season? If you’re thinking of giving large gifts and worried about paying a gift tax, don’t worry. Most people don’t pay a gift ...

Be it a mortgage, an auto loan, or credit cards, most people are carrying some type of debt. ...

A backdoor Roth IRA allows you to transfer nondeductible contributions from a traditional IRA into a Roth IRA. ...

Whether because of a fire or hurricane, a total loss can be devastating. Once you’ve recovered from the ...

Stocks have been on an uphill march since we began to exit the financial crisis of 2008–09. Massive ...

Personal finance can be complex and challenging. It takes diligence, determination, and discipline. It also takes knowledge and ...

Dealing with collection phone calls and letters can seem overwhelming. In the first quarter of 2024, there was ...

Over time, our lives may become messier, more complicated, and thus we become more anxious. With a lot ...

Giving your home to a spouse or child can be much easier through a life estate, and it ...

We present four key categories that may impact many of you, along with the decisions you must make ...

We won’t be dealing with political issues in this article, only expectations that seem likely to be pursued ...

Although writing a will is often not complicated, simple mistakes can be made. One of the biggest mistakes ...

My recent six-month premium bill from my auto insurer increased from $600 to $900. I had to figure ...

Although we still have two months to go, it’s best to get to the task of noodling over ...

Once again, we find ourselves excited about the festivities, celebrations, gifts, special dinners, and buying our holiday decorations. ...

Inflation hit hard in 2022 and lasted about two years. Many prices, including for homes, cars, insurance, and ...

When you start receiving Social Security benefits, you may discover that they put you into a higher tax ...

If you are single and do not have a lot of assets, why is it recommended that you ...

For people who want a place to retire that offers more than the typical assisted living or independent ...

Some people find themselves under financial stress. When this happens, the possibility of filing for bankruptcy may be ...

Pig butchering scams involving scammers that create fake online personas to lure victims into their fraudulent investment schemes.

The Social Security Administration (SSA) annually changes the benefits of Social Security. The changes affect all retirees receiving ...

Once you reach 62, you can apply for the Social Security benefits you have worked for for many ...

A mortgage goes on after your death. The lender will still require payment, or they'll foreclose. Whether you've ...

Twenty-five percent of Americans 75 and older carried a mortgage in 2022. That’s up from 5 percent in ...

Personal financial planning spans a wide range of topics. Scroll through my last dozen or so articles and ...

Every year, when your homeowner's insurance policy renews, you receive the policy. You probably stash it in a ...