Indeed, the court explicitly didn’t rule that businesses can refuse service simply because a customer is gay. Rather, the court found that designing a webpage is a form of speech protected by the First Amendment. In other words, the case protected against state-forced speech. Nothing more.
Yes, some states allow doctors to legally refuse “gender-affirming care,” such as prescribing puberty blockers or performing mastectomies on 14-year-old girls who feel they’re boys. But again, the medical conscience issue isn’t about enabling discrimination; it’s about protecting medical professionals from being forced to perform specific medical interventions to which they have a moral objection.
Medical conscience laws clearly don’t permit doctors to generally discriminate based on sexual orientation by, say, refusing to treat an auto crash patient brought into the emergency room because the doctor thinks the patient is gay.
In contrast to these overblown concerns about LGBT rights in the public marketplace, there’s a form of business discrimination that isn’t forbidden in federal or state law—refusing to do business based on a customer’s political, moral, or philosophical beliefs.
The most insidious form of viewpoint discrimination—known as “de-banking”—has members of the financial industry seemingly refusing to do business with groups or individuals whose beliefs or political views management opposes—almost always meaning conservatives. And it’s all perfectly legal because political and moral beliefs aren’t protected classes under civil rights laws.
Why? The bank has never made the reasons clear. But it wasn’t because the NCRF was engaging in illegal activity or not paying its bills. Rather, the organization defends freedom of religion in all aspects of life—including when operating a business—and so it’s likely that Chase de-banked the NCRF because it was perceived (falsely) as enabling discrimination.
How bad could things get? Recent occurrences in other countries offer a foreboding warning. The government of Canada infamously cut off the bank accounts of truckers protesting federal COVID-19 policies, and the financial institutions went right along.
This is financial excommunication that not only would prevent victims from participating in the economy but also sends a chilling message to others with “disapproved” beliefs that they had better keep their big traps shut if they know what’s good for their banking relationships. If something like that can happen to Mr. Farage, it can happen here too, say to Donald Trump or Ron DeSantis.
LGBT activists’ worries about the 303 Creative case’s opening the door to discrimination are not only overblown but also don’t comport with existing civil rights laws. On the other hand, there are no legal impediments to viewpoint discrimination, and the industries engaging in it are often far more crucial to its victims than obtaining a web design for a wedding.
Indeed, with U.S. corporations becoming increasingly woke, those most at risk of being excluded from crucial public accommodations such as banking aren’t sexual minorities but conservatives. If this trend continues, civil rights laws may have to be amended to add political or moral beliefs as an additional protected class.