If you’re a homeowner in California, you’ve probably noticed it’s getting harder—and more expensive—to keep your property insured. Even in low-risk areas, people are being dropped or pushed into the Fair Access to Insurance Requirements Plan, which was never meant to be a first option.
In this episode, insurance expert Stacy Korsgaden, who has spent decades in the industry, walks us through how we got here. From Proposition 103 to wildfire risk and delays in government action, she explains how a system meant to protect consumers has slowly made it harder for insurers—and homeowners—to stay in the market.
Views expressed in this video are the opinions of the host and guests and do not necessarily reflect the views of The California Insider.
