Dear Readers: If there’s one thing many of us are reluctant to talk about, it’s money. We might be comfortable sharing all sorts of personal information—about our health, our religious beliefs, even our personal relationships. But when it comes to our finances, we clam up.
And this year, that reluctance may be stronger than ever. If you’re one of the millions of Americans who have lost their job or their home and are struggling to make ends meet, money may be the last thing you want to discuss. Or if you believe that a loved one is worried about his or her finances, you might be hesitant to bring it up.