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Full Retirement Age: What’s the Big Deal?

Full Retirement Age: What’s the Big Deal?
Some people over think the process of making sure their Social Security benefits start at their full retirement age. fizkes/Shutterstock
Tom Margenau
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I am always getting emails from readers who are so hung up on making sure they start their Social Security benefits at their full retirement age. They don’t want them a month before. They don’t want them a month after. They want to make darn sure that their benefits start at their full retirement age. And they almost seem to be losing sleep making sure this is going to happen.

They send me emails asking me, almost begging me, to help them make sure they select the right date.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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