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personal finance
From Clueless to Cash Savvy: A Six-Part Roadmap to Financial Knowledge
We often read in the media “helpful hints” about money, aimed at people who really do not have a grasp when it comes to personal finance and budgeting. These suggestions ...
May 28, 2024
BY
Rodd Mann
When You’re Stuck and Can’t Get Going
Taking control of your finances is like building a house. Lay a good foundation and go step by ...
April 18, 2024
BY
Mary Hunt
Increase Expectations Gradually
Dear Dave, I’m getting married this summer and about to become a stepmom. To be honest, I’m a ...
March 5, 2024
BY
Dave Ramsey
A Lesson He’ll Remember for the Rest of His Life
Dear Dave, Our 21-year-old son is in college, and we’ve always warned him to stay away from credit ...
February 28, 2024
BY
Dave Ramsey
A Big Mess
Dear Dave, I’m a single mom, and I opened my own small business last year. The business isn’t ...
February 27, 2024
BY
Dave Ramsey
More Harm Than Good
Dear Dave, Our son has been married for about three years, and he and his wife are having ...
February 26, 2024
BY
Dave Ramsey
Guide Them, but Let Them Learn From Their Mistakes
Dear Dave, My wife and I have started teaching our 5-year-old son about money. Do you feel we ...
January 25, 2024
BY
Dave Ramsey
Teenagers and Personal Finance
Americans' debt has increased, led by mortgage, credit card and student loans. In the third quarter of 2023, ...
January 9, 2024
BY
Anne Johnson
What to Do the 5 Years Before You Retire
Ideally, you’ll start planning and saving for retirement decades before you actually retire. And during retirement, you’ll need ...
January 8, 2024
BY
Due
‘Stuff’ Just Doesn’t Do It
Most families have money problems at some point. And when I was a little kid, our family went ...
December 24, 2023
BY
Dave Ramsey
It’s a Credit Card Addiction
A reader struggles with a mother-in-law's credit card problem.
December 13, 2023
BY
Dave Ramsey
Be Gentle, He’s Moving in the Right Direction
Dear Dave, We’re following your Baby Steps plan, and we’ve paid off all our credit cards. But when ...
December 2, 2023
BY
Dave Ramsey
Go Into Debt for a Wedding? Nope!
Dear Dave, Our daughter’s college education is pretty much paid for already through grants and scholarships, and my ...
November 28, 2023
BY
Dave Ramsey
Don’t Panic, You Have Plenty of Time
Dear Dave, My husband and I have just $12,000 to pay off before we’re debt-free. We’ve paid off ...
November 26, 2023
BY
Dave Ramsey
Practicing Contentment This Holiday Season
5 ways to stay responsible—to your budget, your loved ones, and yourself—while still enjoying the festivities.
November 19, 2023
BY
Rachel Cruze
Risk Is Real
The pros and cons of house-flipping.
November 13, 2023
BY
Dave Ramsey
It’s a Gift to Your Family
Dear Dave, I’m 67, and I’ve been wondering what your position is on preplanning for a funeral versus ...
November 8, 2023
BY
Dave Ramsey
When You Nickel and Dime Things, Nothing Gets Done Well
Dear Dave, I’m currently on Baby Step 2, and I have about $7,000 in debt to pay off ...
November 1, 2023
BY
Dave Ramsey
How to Live on One Income: Practical Tips for Financial Success
In today's fast-paced world, where expenses seem to rise continuously, many families in the United States are choosing ...
October 24, 2023
BY
Emma Ha
Eventually, You Become Self-Insured
Dear Dave, My wife and I are both 36 years old, and we have two children. Our son ...
October 21, 2023
BY
Dave Ramsey
What’s Fair to Everyone Concerned?
Dear Dave, About a year ago, my husband and I offered an empty house we own to a ...
October 9, 2023
BY
Dave Ramsey
It’s Not a Good Long-Term Plan
Dear Dave, My girlfriend’s parents are divorced, and they’re both in their early 70s. We talked the other ...
October 2, 2023
BY
Dave Ramsey
Take the Bigger Check
Dear Dave, My car was declared totaled because of hail damage, and my insurance company says I have ...
September 29, 2023
BY
Dave Ramsey
Workers and Givers
Dear Dave, My wife and I have been very fortunate in our careers. We both have six-figure incomes, ...
September 15, 2023
BY
Dave Ramsey
Life Insurance Isn’t a Baby Step
Dear Dave, I just discovered you and your teachings a couple of weeks ago. I’m already on Baby ...
September 14, 2023
BY
Dave Ramsey
Helping Take Care of Mom
Dear Dave, My mother-in-law is 85, and she’s had some health setbacks recently. The family got together with ...
September 13, 2023
BY
Dave Ramsey
You Need a Better Plan
Dear Dave, My husband recently opened his own commercial painting company. We know he will have three months ...
August 29, 2023
BY
Dave Ramsey
TOP NEWS
California Legislature Advances Bill to Keep Gender Transitions at Schools Secret From Parents
2hr
By
Brad Jones
Journalist Says Mass Migration Paves Way for Abolishing Nations
3hr
By
Ella Kietlinska
and
Joshua Philipp
Girls Are Getting Their Periods Earlier, and They’re More Irregular Than Past Generations
4hr
By
Megan Redshaw
Speaker Johnson Urges Supreme Court to Overturn ‘Dangerous’ Trump Guilty Verdict
5hr
By
Tom Ozimek
Common Household Chemicals Raise the Odds of Fatal Neurological Disease: Study
5hr
By
George Citroner
, Healthline
Fauci Says He Signed Off on Grants Without Reviewing Them
5hr
By
Zachary Stieber
NY Appeals Court Rules Trump Can Sue Niece Over NY Times Article
5hr
By
Jack Phillips
Trump to Take Part in Town Hall on X, Elon Musk Confirms
6hr
By
Tom Ozimek
Biden Calls for Hostage Release and Ceasefire Deal in Gaza
6hr
By
Emel Akan
Democrat AGs Demand Federal Civil Rights Probe of Daniel Perry
6hr
By
Tom Ozimek